The National Housing Fund for Workers (Infonavit) announced the creation of a program that gives a 50% discount for all taxpayers who seek to liquidate their credit debt.For this, the Institute modified the criteria and benefits of eligibility for the Discount Program for early liquidation.
Thanks to these changes, the possibility for more taxpayers opens to have the possibility of liquidating its debt, which once approved must be paid in no less than a month in a banking institution.Previously, this same program granted discounts of 5 and 40 percent of discounts for interested parties, depending on the worker's income at the time of the initial request of the credit in question, as well as the age of this, which should be greater than 10years.
Who can get up to 50 percent discount on Infonavit?
The discount of 50 percent to the Infonavit credit debt can be accredited to any taxpayer who wishes to liquidate said debt in advance.The remaining percentage of the same debt will be covered by the same institute.
In spite of this, there are some requirements that must be met for a taxpayer to be a creditor, such as only 25% of the total initial credit, as well as the type of credit that was requested, since some of these do not apply for thisNew program.
What are the mortgage loans that participate in the promotion?
The validation of this new program includes mortgage loans whose debt is equal to or less than 25% of the financed initial amount, as well as for co -financed credits, in which only a discount will be applied to the balance of financing.Finally, for credits with an active restructuring, in which an amount in charge of the Infonavit and another in charge of the accredited must be paid.
Who does not apply to these Infonavit discounts?
How to know if my credit has an early liquidation discount?
In case an interested party wishes to obtain information about if their credit presents this option, you must enter my Infonavit account with the following link: Micuenta.Infonavit.org.MX and make a consultation in the balances and movements section.In the same way it can be carried out by phone call to Infonatel (800-008-3900) to request more information.
Where is the discount for early liquidation to Infonavit requested?
The most recommended way to request this help is to attend the facilities of the same institution, since, thanks to the importance of this program, doubts may arise that can be resolved by Infonavit staff and thus clarify any type of doubtAbout 50% discount to Debt for Mortgage Credit.
How and where should the payment be made to liquidate your infonavit credit?
Once the credit is eligible for this program, the amount to be paid will be indicated and the deadline of said taxpayer, who must attend a banking institution to liquidate the total balance of the debt.The only information necessary to make this payment is to have the credit number at hand, since it will serve as a reference.
Debt settlement can be done in a single exhibition or by several payments during the same month.It should be stressed that, once the total payment is made, or a part, the money cannot be returned.
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